Credit card in the hands of adolescents: what are the consequences? - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine
Plastic cards as rapidly and firmly entrenched in our lives that seems surprising, as we recently without them...Credit card in the hands of adolescents: what are the consequences?Plastic cards as rapidly and firmly entrenched in our lives that seems surprising, as we recently without them. Pros they abound, there are no cons. Or - almost there.Map to loadToday we will discuss a topic that our readers are asked to raise in the pages of "TV plus". It's about not really "voluntary" credit cards issued by banks.The problem is that young people (16-18 years) legally insolvent, that is to have a credit card. But really, in most cases, they are dependent. Therefore, loan commitments forced parents, who from time to time know nothing about it.Here's what says Natalia Vladimirovna Romanov, who works as a doctor in the city hospital of a name of Lenin:"My son Sasha credit card with the sum of UAH 100 presented, together with a certificate at graduation ( i.e., he has opened a credit line). At that time the son was not yet 18 years old. Many of his classmates wouldn't talk about "the gift", and just spent that amount. Naturally, interest began to grow. When I heard about it, went to the Bank and asked why they were children, without parental consent, give you a credit card. The child, no income, independently will not be able to repay the interest, if they will be deposited. Such actions of the banks are pushing the youth, in the best case, not irresponsibility (nothing, parents will pay!), at worst crimes. And the Bank said to me: "Once a person has a passport, he is capable, may be responsible for their actions. Including and financial." I know of a case where the son of my friend, the student, such interest could increase that his mother fell ill in the hospital... I want to send a request to the Prosecutor - why do banks do it?".