"PARANORMAL" mortgage!!! - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine

Inflation and volatility in stock and currency markets adds elements of surprise to the policy of domestic banks. Expensive...With loans and deposits something going on... How not to loseInflation and volatility in stock and currency markets adds elements of surprise to the policy of domestic banks. Expensive consumer loans, gradually stagnating mortgage and Deposit rates as the chain broke...Consumer loans secured by real estate will go upFor the last two weeks cash loans secured by real estate in hryvnia rose. Experts believe that the rate will continue to rise.According to the company "Prostobank Consulting", the average (effective) interest rate on loans secured by real estate for 10 years in July was 21,03% in UAH, 15,18% in dollars and 14,68% in euros. In June, she was 20,42% in UAH, 15,01% in dollars and 14.55% in euros. Thus, over month price increase was 0.61% in local currency, in us dollars – 0.17% in the Euro – 0,13%. It should be noted that in the past two months, interest rates on such loans increased by 1.91% in UAH, up to 0.33% in dollars and 0.44% in euros.The company's experts have identified the most beneficial (effective) interest rates on loans secured by real estate for a period of 10 years.TOP 3 in hryvnia:1. 17,86% - BROKBUSINESSBANK.2. 18,10% - Swedbank.3. 18,30% - Khreschatyk.TOP 3 in us dollars:1. 12,10% - Swedbank.2. 12,98% of Marine transport Bank.3. 13,50% - Ukrprombank.TOP 3 in Euro:1. 11,20% - Swedbank.2. 12,90% - Ukrprombank.3. 12,98% of Marine transport Bank.According to experts, loans secured by real estate will continue to rise proportionally to the increase in rates on all mortgage products. However, it should be noted that the average interest rates on secured loans grow very slowly against the background of rapid growth in the value of unsecured loans (4.47% hryvnia for the last 2 months).The reason explains Anton Shaperenkov, head of Department of retail business of VAB Bank: "Compare these two products is not due to different levels of risk and sensitivity to changing interest rates. If the normal unsecured loans are not as sensitive to such changes, loans secured quite the opposite. In addition, loans secured by real estate one of the most popular mortgage products due to restrictions in mortgage lending, namely, changes in approaches to the assessment of the creditworthiness of the borrowers and the reduction of terms.".



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