WHY banks do NOT GIVE out cash loans??? - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine

WHY banks do NOT GIVE out cash loans??? - News about real estate, Kiev, Kyiv region. Real Estate In UkraineSmaller banks give cash loans in...Fewer banks make loans by cash in US dollars. Experts explain this trend, foreign currency shortages and low demand for such loans from the population.According to the company Prostobank Consulting, the average (effective) interest rate on unsecured loans in cash in U.S. dollars in July was 66,92% for loans with a term of one year and 62,70% for loans with a maturity of three years.Such high rates on cash loans in dollars has led to the fact that this product is not in demand among Bank customers. As noted by Anton Shaperenkov, head of Department of retail business of VAB Bank: "Today, cash loans in U.S. dollars are offered only 3-4 of the Bank. Among the main reasons for the price rise cash loans in dollars – the current shortage of foreign exchange and the low demand for such credits.According to experts, completely cash loans in dollars will not disappear from the market, despite fluctuations in the U.S. dollar exchange rate in the foreign exchange market. "Bankers are unlikely to abandon such loans, as their yield is quite high at 50-60% per annum.



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