What I NEED to bring when going on vacation??? - News about real estate, Kiev, Kyiv region. Real Estate In Ukraine
If you are a law-abiding citizen of Ukraine, if you are afraid to carry a large amount of money and you dream of a secure, relaxing vacation, then you should pay attention to this kind...If you are a law-abiding citizen of Ukraine, if you are afraid to carry a large amount of money and you dream of a secure, relaxing vacation, then you should pay attention to such Bank service, as "traveler's check". What you need to know when travelling abroad with traveller's cheques.Economical optionTraveler's check(PI) compares favorably with payment cards in the matter of cash currency. We must remember that foreign ATMs consume 4% of the amount withdrawn, while the described type of service will cost twice cheaper than the 1-2% of the amount. However, it should be noted that if the currency when cashing will not Euro and not the dollar will have to give all 5%. At the same time in the shops of some countries take PI on a par with cash, so you can pay them for any purchase, losing no more than 1% of the amount.If you try, then a check can be purchased at virtually no cost. Some large banks almost do not charge or take a penny for their services. In other cases, when you purchase traveler's check you will have to pay the financial institution Commission of 0.5-1% of the amount.Generally you can save a lot by issuing traveler's check in the office direct representative of the American Exspress(AMEX) вЂ“ the international payment system, which produces. Here you will not get Commission, because there is no middleman.Under the supervision ofAlso you should know that traveller's cheques are certain denominations: Euro 50, 100, 200 and 500; $ -20, 50, 100, 500 and 1 thousand. Ukrainian legislation allows for one business day to purchase checks in the amount of up to 10 thousand USD(or equivalent amount in other currencies), respectively the same amount in checks can be exported from the territory of our country.If you have not exceeded the amount of cheques in three thousand dollars, on the Declaration of thinking. Because if you want all out outside Ukraine, it is better to use Bank "plastic", which does not appear available to you amount. Traveler's check вЂ“ a lot of law-abiding citizens.Loss impossibleTraveller's cheques can be considered the most reliable cash equivalents for the vacation. PI cannot be stolen. That is, you can steal, but can only use. In fact, upon presentation of purchase receipts DF in a special city, in any country will write similar to a check after 24 hours, if true, by this time no one managed to put them on a hash вЂ“ that is Your autograph. By the way, rules for the use of DF state that to sign a check only in the presence of the cashier. The Bank official will verify your signature, and if they are the same, will give you money. Otherwise, if Your hand for some reason wavered, and you are unable to repeat your curls, You will be asked to present the purchase agreement PI or documents confirming your identity.Most importantly, to save the paper, which listed the number PI, it is important to keep it separate from the cheques themselves.So you reimburse lost cheques in addition to the purchase receipts, you may be asked to present a passport, a certificate from the police about the loss. Similar situation with the loss of traveler's check.But the loss of a plastic card over the lock and reissue the card, which in some cases is very expensive. See our material "Plastic" trap or how not to spoil your vacation?".Planning in advanceTraveler's checks are also very convenient, as a means of accumulation. Sometimes pending on vacation money is gradually being spent on daily needs. And in personal travelers checks, there is no doubt that savings will lie until the long-awaited vacation. The choice, of course, is yours.